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Minister Mah clarifies claims by unsuccessful first-time HDB buyers

Responding to complaints from HDB flat buyers that they were unsuccessful in securing an HDB flat despite repeated applications, National Development Minister Mah Bow Tan has clarified that some of these claims are not completely accurate.

 

According to figures from the HDB, eight in 10 first-time buyers under the Build-to-Order (BTO) scheme can get a flat on their first try if they are not choosy, while the success rate is 96 percent for the second try. Even when applicants had the entire block of flats to choose from, three in 10 buyers still rejected the units. For example, the rejection rate for BTO projects by first-timers was as high as 67 per cent in 2007. This has since fallen to about 52 percent, after the introduction of new rules to penalise non-serious buyers by removing their first-timer priorities.

 

Minister Mah assured young couples that the supply of new flats under the BTO programme was more than adequate, and that units were affordably priced. However, buyers should not expect to secure their dream flat on their first try. Also, while he acknowledged that three to four years might be a long wait for some young couples, they could plan ahead for their new flat purchase, and apply for BTO flats under the fiance-fiancee scheme even before they were married.

 

Meanwhile, HDB is ramping up the supply of BTO flats to be launched for the whole of this year, from 8,000 units as planned previously to 9,000 units. In addition to nearly 4,000 BTO units which were launched in the first nine months of 2009, another 5,000 units in eight projects will be launched for application in Q4 this year.

 

 


 
 
Number of Views: 2214
Number of Comments: 21

Comments
noobix  
29 Aug 10 , 20:44 PM

I had email to HDB , email to MP to complaint about my case. everytime the HDB give me the same reply as in ask me to try balloting again.
I would like to gather couples and people like me , who are first timer and even though after many balloting tries , NEVER even get a single chance to select a HDB flat, to get together and go down to HDB and ask for the relevant officer for a discussion or a solution to our problem.
Only when we "join forces" together then only will we be heard.

interested parties can email me at kw.lim@indusmar.com.sg
I would like to gather everybody who is a victim to this lousy balloting system together. Hope that when together our "voices" can be heard by the HDB or the government.
If the Government / HDB doesn't even give us a house / nest. how can they expect us to have children ?Hence the low birth rate in singapore!



noobix  
29 Aug 10 , 20:38 PM

Hi all, i am also a first timer that does not own any hdb flats or private property. i had ballot for 6 times and didnt even get a chance to pick a flat at all. 3 times out of my 6 balloting excercise are BTO and as a first timer , i did not even get a ballot number that allow me to even choose a flat.
Everytime my result says that "my number allotcated far exceed the number of availabe flats"

To me this ballot system is really a big bullshit !!!!!!!!!!! how can people who have try to ballot for so many time be balloting with people who maybe balloting on the first time. i feel that for example , in a ballot excercise let say there are 3 people who is first timer but had ballot for 8 times , should be given the top piority , then come those who had ballot for 7 times but had never been given a chance to choose a flat before. then come people who had ballot for 6 times .... and so fore. But once they are given a chance to choose a flat, however they give up their chance to select a flat because of being "choosy" then their position will be revert to being 1st timer , 1st time balloting . so that other people who ballot many times and doesnt even get to choose a flat can have their turn.
Instead of the current stupid system , which is not transparent. if a person is unlucky like me , try 6 times also never get a chance to select a flat, every balloting excercise i had to try my 2 chances or 4 chances if i live near my parents and complete with all other first timer. let say every time i am unlucky . even with 4 chances i may never had a chance to even select a flat!!!!!!!!!! this system is bullshit. So how can this system be fair ?? THe HDB keep giving reasons saying that people are choosy so they complaint , when actual fact is they did not select any flat due to low floor or bad location. Then how about people like me ? who after so many balloting excercise never get to select a flat at all ???

I had email to HDB , email to MP to complaint about my case.


LYCANE  
26 Jul 10 , 01:46 AM

I have balloted for more than 10 times for BE & BTO as a first-timer since 2 years ago but it seems like I did not even got a chance to select a flat, not even for a low floor unit. I was so disappointed that no units was given as they say high chances will be given to a first-timer.



Lya  
20 Jul 10 , 18:09 PM

We understand that the government is trying it's best to meet everyone's needs, where it's clearly visible that it's impossible to. But amidst the fussy and choosy people/couples out there, there are sincere people like us that can't wait to own any BTO unit that we can be offered simply because we cannot survive without a shelter above our heads! As for my case, both me and Hubby are divorcees.. I have never owned a flat before whereby Hubby had a 4rm flat which is disposed off already. Unfortunately, during our courtship time, I was still undergoing my divorce proceedings thus could not legally apply for a BTO with Hubby and we lost alot of time. As soon as I was settled, we decided to settle down and got married and moved into a rental flat in the open market with not much choice. Resale flat prices hit the sky and we couldnt put off getting married after getting a flat in few years' time as we wanted to start a family, with age catching up and all.. We have participated in few ballotting exercises but clearly lost to the queue.. Our latest ballotting result in Sembawang RiverLodge has been better, with a smaller queue number, though exceeding the number of available units and we have received an invitation letter to choose a unit.. We were keeping our fingers crossed and relieved til I found out from HDB that the selection for our 3rm units had not even started and there could be a possibility of having no units left by the time we were due. This really scares me.. We were hoping to take anything we could get.. of course if give a choice of high floor and etc we would be delighted but we still feel that getting a house is more important then trivial factors.. Our family, Hubby and me, with my 8yrs old son from 1st marriage and currently preggie, we can't ask for much except a shelter of our own above our heads.... Praying hard!


Just forget it people...  
22 Jun 10 , 12:07 PM

Buying a flat from BTO is as good as hoping to win TOTO



Shi2  
27 Apr 10 , 10:20 AM

I agree that we might have a chances to choose a flat even when our Q number is 2 times more then the number of units offered, but how can you expect us not to be choosy considering that we will be IN DEBT for the next 25 to 35 years. Could you please advice us on how to choose between a flat that is near a rubbish dumping area where cockroaches will fly as high as 8 stories, above noisy coffee shops, flats that are blocked by a 5 story multi-story car park or a very noisy MRT track that conitnues to work from 5am to 11.45pm at night. In conclusion, me and my fiance have no confidence in this so called "fair" balloting system and are dishearten to start at family any time soon.


Helpless Mum  
09 Apr 10 , 06:46 AM

Currently, I am married and staying in Japan with my Japanese husband and my son is holding dual citizenships, Singapore-Japan. I had applied for HDB flat previously and was rejected due to the income ceiling as HDB considered my husband's gross income (i.e. before his social security deduction in Japan). Furthermore, I am a full time housewife with no income. My brother tried to reason out with HDB as such contribution to social security in Japan could not be used to buy overseas property. Hence, it is more logical to consider the net income after deduction. I sincerely appeal to Mr Mah Bow Tan could appeal to HDB to make exception consideration as I truly consider to have a flat in Singapore so that my son could have his education in Singapore. Hope to get advice from the authority before 18 April as I am invited to select a unit under the BTO for SkyVille/SkyTerrace @ Dawson



DINA KAYSHA  
22 Mar 10 , 02:23 AM

It was mention in the parliment talk in the TV. That they will priorities all first marriage couple with a hdb flat.But where is all the saying goes to???? I have been going up and down to the MP and HDB askin for help just to have a flat near to parent to live in....but what do we get till now..all response were dissappointment...when i receive a letter from the HDB saying that i have rejected 3 times of my chances to have a flat.Replying to the person incharge(HDB),YES we have rejected 3 times.1st time in BTO Senja Green and 2 times in monthly exercise of hdb flat.Reason of rejection;
1st rejection BTO in SENJA GREEN was a wrong application for us as we have difficulty of who lookin after our little girl if we were to choose a area that is far away from our parent at that point.We cannot travel far away from my mother who help us to take care om my small gerl and far away to travel to our work place so we decide not to take it.We did went to HDB informing them we will have to reject it and was informed that our chances will left with 1 and we agreed as we no other choices.So we did have 1 more chances left till now.
2nd and 3rd rejection monthly exercise hdb flat was a dissapoinment for us as we were really hoping to have a flat near to our parent.But our numbers was so far (2000+++),when come to our numbers to select a flat,the flat our choice have been selected so what the point of us going to HDB to choose a flat of our choice.
In the letter also stated that if we really need to have a house urgently we can go thru the open market.As you they can see that thru the open market there is certain amount of cash that we have to give and it is not a small amount.Where do we the young couple that just planning to have a family get the money from.Just because of that rejection our family was not given a chance to have a flat from HDB is it!!!Then where do we stay in the park/beaches.Still tryin to get a flat we just apply for an application we really hope to get it


erika  
01 Mar 10 , 16:32 PM

we have been trying more than 10 times, start from last year. And we suprisingly found out that although it is said married child near parents scheme has extra 2 chances and every 3 unsuccessful ballot equally has extra 2 chances. However, it happened that BTO we applied under married child scheme is the only time we got shortlisted (too expensive for us at that time we didn't choose it). Since that, we have tried very hard for more than 10 times, thinking that the chances increase for every 3 times outbidded but the number is getting further and further. Our latest bidding result for queesntown was no. 2500++.

Most of our friends around us got the BTO easily because of the married child near parents scheme. it is fair to them since the location is convenient for them and their parents.
What about us who does not has BTO development near our house?



erika  
01 Mar 10 , 16:30 PM

we have been trying more than 10 times, start from last year. And we suprisingly found out that although it is said married child near parents scheme has extra 2 chances and every 3 unsuccessful ballot equally has extra 2 chances. However, it happened that BTO we applied under married child scheme is the only time we got shortlisted (too expensive for us at that time we didn't choose it). Since that, we have tried very hard for more than 10 times, thinking that the chances increase for every 3 times outbidded but the number is getting further and further. Our latest bidding result for queesntown was no. 2500++.

Most of our friends around us got the BTO easily because of the married child near parents scheme. it is fair to them since the location is convenient for them and their parents.
What about us who does not has BTO development near our house?


erika  
01 Mar 10 , 16:29 PM

we have been trying more than 10 times, start from last year. And we suprisingly found out that although it is said married child near parents scheme has extra 2 chances and every 3 unsuccessful ballot equally has extra 2 chances. However, it happened that BTO we applied under married child scheme is the only time we got shortlisted (too expensive for us at that time we didn't choose it). Since that, we have tried very hard for more than 10 times, thinking that the chances increase for every 3 times outbidded but the number is getting further and further. Our latest bidding result for queesntown was no. 2500++.

Most of our friends around us got the BTO easily because of the married child near parents scheme. it is fair to them since the location is convenient for them and their parents.
What about us who does not has BTO development near our house?



erika  
01 Mar 10 , 16:29 PM

we have been trying more than 10 times, start from last year. And we suprisingly found out that although it is said married child near parents scheme has extra 2 chances and every 3 unsuccessful ballot equally has extra 2 chances. However, it happened that BTO we applied under married child scheme is the only time we got shortlisted (too expensive for us at that time we didn't choose it). Since that, we have tried very hard for more than 10 times, thinking that the chances increase for every 3 times outbidded but the number is getting further and further. Our latest bidding result for queesntown was no. 2500++.

Most of our friends around us got the BTO easily because of the married child near parents scheme. it is fair to them since the location is convenient for them and their parents.
What about us who does not has BTO development near our house?


DINA KAYSHA  
19 Feb 10 , 02:18 AM

According to the hdb rules big chances to those first timers first child who wish to apply house resale , balance flat or BTO. Me and my wife applied BTO and balance flat last year under first child priority scheme and firstimers. We have a high expectation for big chance to get our house either balance or BTO but still untill now we dont have any good news from our application. I have one daughter and twin boys just born last feb 1 this year and big worried with our situation for safety shelter. We stay with a small house two room with five adults inside. We need help to secure my children for future safety shelter but till now hdb still did not give us a chance to help and support our application to get a house asap. How are we goin to believe good service if there is no good result of helping the right people who really need help like us. My twin baby boy just born might get sick with our situation and badly need your help to relocate asap. We are hoping to proiritize people who really need help specially babies and families who applied several times rejected our application. Greatly appreciate help our expectation from your officer in charge.



Think Think Think!!  
03 Dec 09 , 23:14 PM

I think it is not fair to label those who rejected HDB's offer as choosy.Check with Mr Mah if he will spend a few mil to buy a bungalow he don't like?Likewise why must our fellow citizen spend a few $100k for a flat they don't want?I agreed with the fact that HDB cannot build flats with only high floors but I think the root cause of this problem is a mismatch.A simple way to resolve the problem is to ask the applicants what is their preference when they make the application.If they prefer high level don't even bother to offer low level flat to them.So what about the low level units?Simple right?give higher subsidy for those unpopular units and lower or no subsidy for those that have high demand. Be transparent,let the ppl know how many ppl bid for each CAT.(like COE bidding)For those who can't wait,I think they will opt for the CAT that have higher chance.Although this may not be their dream flat,at least they are compensated with higher subsidy.Those who prefer to wait and pay a high price will continue to wait.At least they can make informed decision and they won't reject the offer when it is their turn to select a unit.I think this is a fairer and more civilise approach as compared to the current blunt and sort of "bully"(give u 2 chances take it or leave it)approach.I think this is a system that will work well as it is based on simple but proven supply and demand concept.It cuts down on resources that are wasted to handle those mismatch cases.Think about the energy,time and emotion(not given a fair chance to choose)of a citizen.Citizen Centric?I think our government agency is still far from it.The government agency do not look into the root cause of the problem but simply take the easy way out by pointing their fingers at their fellow citizen.Not enough babies?Ask HDB if the birds will lay eggs without a nest. Don't say the birds are choosy bcos everyone know birds only lay eggs when the condition is right! So the ans is to supply nests else the birds will wait


REACH Administrator  
10 Nov 09 , 11:49 AM

Dear 'trouble'

Thank you for your feedback.

We have kept the relevant agency informed of your feedback.

Regards
Ling (REACH Admin)



trouble  
09 Nov 09 , 21:12 PM

is it compulsory for the CPF board to lock in our money for retirement fund after we had sold our flat when we reach the age of 55 years of age.What if the amount left is insufficient for us to purchase our next flat.Can the relevant authority pls assist and help.


Disappointed SINGLEs  
29 Oct 09 , 15:07 PM

Indeed many of the couples are too choosy on the location,everyone wants the matured estate.Me as a Single cant even do anything to secure a flat.Almost all the flats are shouting at $15K to $$60K so monthly earning a $2100,with $40k CPF,i have to live under other's mercy.Look through straits times,all the 1rm ,2rm 3rms that i am searching,all the agents do not even want to entertain you if you do not have cash on hand.Even if the found one cheaper one in the paper,how many people are grabbing it at the same time?All the new flats are reserved for the newly weds,family with nucleus...so what about the SINGLES With limited money on hand?Singles has got no contribution to the Singapore?Singles are all the RICH LOTS?What about SINGLEs who cant form a nucleus and yet cant afford to buy Resale Flat?So where am i going to stay?under the bridge?East coast park campsite?

1.at least allow the Singles aged 35 above,earning below $2500 to purchase a 1rm,2rm or maximum 3rm direct from the HDB.

2.why allow the house owner to shout for the COV when the house interior is already deterred valued by the valuer?It is totally very unfair to the buyers,isnt it?

I am utterly disappointed with the HDB how they treat the singles.

Please look into the matter,not every singles are cash rich and earning big bucks.



HDB Resident  
28 Oct 09 , 21:48 PM

I agree with Mr Mah. People are just too picky. They don't want flats that's on the top level, they don't want flat on the bottom few levels, they don't want flat near the refuse chute and the list goes on.

So don't blame HDB for not giving them the flat but blame theselves for being picky.

I suggest those who register for a flat but did not select a one when their turn comes for more than 3 times should be barred from applying for the next 2 years.


trouble  
24 Oct 09 , 12:34 PM

I have default in my HDB morgage and was in arrear for a certain sum.My work required a car for work as a outdoor sale. I have difficulty buying a season ticket in my place and i have received 5 summon for this month. Try asking my area office to help but nothing much they can do. Is this the polocy of the HDB to penalise in my case and would appreciate help.



Icon Su  
20 Oct 09 , 09:25 AM

"According to figures from the HDB, eight in 10 first-time buyers under the Build-to-Order (BTO) scheme can get a flat on their first try if they are not choosy, while the success rate is 96 percent for the second try."
My partner and I have been trying for the past two bto and we were not even given a good number for both tries. The queue numbers we got for the two tries were few hundred more than the available units and that means we did not even have a chance to choose. We have balloted for the balancedd flats this time round and looking at the number of applicants, we do not pin high hopes and we hope that the govermnent will look into it as promised on national tv.


lmt2810  
19 Oct 09 , 20:27 PM

"HDB is ramping up the supply of BTO flats to be launched for the whole of this year, from 8,000 units as planned previously to 9,000 units. In addition to nearly 4,000 BTO units which were launched in the first nine months of 2009, another 5,000 units in eight projects will be launched for application in Q4 this year." THESE INCREASE IS NOT EVEN 50% OF THE DEMANDS WHICH IN THE RECENT ARTICLE WHERE OVER 20,000 APPLICANTS APPLY THE 2,100 UNITS. THESE DOESN'T MAKE ANY SENSE. IF THIS CARRIES ON, WHEN WILL IT STOP OF THE HIGHER DEMAND. EVERY YEAR WE WILL BE FACING THE SAME OLD PROBLEM.



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