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Articles from
February 2010
| 07/02/2010 |
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MRT Stations
By Water @ 9:10 PM :: 1171 Views ::
0 Comments :: General
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MRT stations should be air-conditioned not only for the sake of the safety of the commuters, but to be fair to commuters as everybody is paying the same price, unlike non air-con buses whereby we pay lower fares. Ang Mo Kio is a large estate and the station is always packed like sardine. It is facing the rising sun and is very humid during the period from Jan to Aug, Sep or even Oct. Besides, it is a long walk from the bus stop in front of Blk 424/425 to the MRT station.
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| 07/02/2010 |
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Insecurity
By Water @ 4:59 PM :: 1149 Views ::
0 Comments :: General
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The recent Spa scandal will make insurance comapanies laughing all the way to the bank. When something happens, all the government can do is ask people to cover insurance. Why allow them to collect advance payments from the customers in the first place. It seems that whatever we do, we have to cover insurance in order to have a peace of mind (which I don't think so). Can the government guarantee that insurance companies will be able to honour claims? I am a victim of the car scandal of Asia Motor and lost my 10k deposit. At that time I wonder why the bank still allowed them to continue collecting deposits when they knew that the company is in liquidity. I have also had a bad experience with an insurance company, where I have to pay additional premiums to include a rider. Suddenly, after ten years or so I recevied a letter informing that the rider has ceased which I have no knowledge of. Subsequently, I receive another letter informing that they are offering a new rider without stating the new premiums. I have also bought insurance for major illnesses and at that time we were told that we will be able to make a claim when any stipulated illness are detected. But, it now seems that we are able to claim only when we drop dead or are about to die.
Insurance companies are tying up with banks to make it look like we are investing in unit trust. Upon signing up, I received advise from insurance companies which puzzles me. I called up the insurance companies and they told me that I have placed an investment with the banks. I have no more confidence with banks and insurance companies and feel insecure doing anything in Singapore. Whatever happens, consumers are always at the loosing end and we are at the mercy of the insurance companies.
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