Dear Netters,

                      Of late there have been many discussions and letters to the media against General Insurance Association of raising motor insurance premium by at least 20% to 30% next year.

As of now, no one knows for sure which parties - and there are many of them namely, the motorists, workshops, surveyors, doctors, lawyers, insurers themselves et certera are responsible for the inflated and fraudulent claims.

In my personal opinion, one way to deter motorists from such dishonest claims is changes made to accident report  statement. The statement should be in a form of three copies. The original to the respective insurers, the other two are one each for Traffic Police and the motorist himself.

It will be even better if Monetary Authority of Singapore (MAS) makes these accident statements legally binding. This is possible with strong, vigorous and logical presentations By Case and AA to MAS.

Such a move will be highly deterrence against dishonest stakeholders as they know that laws from both MAS and Traffic Police will be breathing down their necks.

WARMEST REGARDS.

Raymond Lo Wan Mou

Dear Reach Executive,

                                  Ministry of Education (MOE) has announced the suspension of The Aware sexuality educational programme for all main stream schools

                                  I am thoroughly disappointed with MOE on why it takes so long to do this.

                                  They are supposed to be professional educators moulding the future of this nation. Their fundamental responsibility is to nurture our children into good citizens, conscious of their responsibilities to their families, society and country.

                                  Being a cabby and had picked up countless number of times students and youth, I know for a fact that our young ones of both sexes are very aggressive, covetous, disrespectful, destructive and full of expletives and vulgarity whenever they speak- every expression contains the 4 letter word. From some of their conversation, they have given me the impression that they had already engaged in all forms of sex at young age. Is it surprise that there are many teenagers’ abortion nowadays?

                                  Allowing AWARE's sex guide in our mainstream schools for so long wittingly or unwitting by MOE has made the matter worse on our impassionate youth. And please MOE do not tell me that there is an oversight on your part on this important educational programme.

                                  Of course, bad role model and indulgent parents also plays a crucial part on bad development of our young ones. 

                                  And why is it that MOE must wait for parents to complain of this unhealthy  sex programme - only then they will review the guideline? Is it not their primary duty as professional educators to do this in the first place?

                                  It is in this aspect that MOE has let down our parents and children in particular, and our society and nation in general.

Warmest Regards